The program
90 days,
step by step.
Now
Register
Sign up on Luma. Come alone or as a team, with an idea or a product.
Sun 15 Nov 2026 · 15:00 – 20:00 · Madrid
Kickoff
Meet the other builders, form or complete your team, choose what you build and set your goal.
From kickoff
Build
Your team builds on its own schedule. Plan for about 10 hours a week.
Every week
Office hours
Time with the people behind the stack. Bring your questions on the tools you build with.
Every 3 weeks
Checkpoints
Each team shows its progress in front of the community and gets feedback.
February 2027 · Madrid
Demo day
Every team shows what it built, on stage, to people who work in finance and tech.
After
Your next step
A pilot, a partner, a client. What you built stays yours.
What you build
Three ways to choose.
- 01
Pick a problem
- Savings that work
- Pensions and a longer life
- The great transfer
- Finance designed with women
- Tokenisation and digital money
- Payments and instant rails
- Compliance and financial crime
- Tax, reporting and the rulebook
- 02
Take a company's challenge
A real problem from a company's roadmap.
- 03
Bring your own
Your own idea, or the product you're already building.
What you get
Everything it takes to start.
The tools
The stack providers' APIs, in test, from kickoff. Payments, bank data, cards, identity.
Mentors
They share what they know with the teams during the 90 days.
Office hours
Every week, with the people behind the stack.
A stage
A checkpoint every 3 weeks, then demo day.
A room
Professionals in tech, finance and banking.
A next step
A pilot, a partner, or a company.
- Free. Nothing to pay, at any point.
- Yours. No stake. What you bring stays yours, and the team owns what it builds.
- About 10 hours a week. On your own schedule.